Don’t Get Conned By Chase: Read The Fine Print!

I like getting bonus miles to share a good deal with friends, and I don’t like fine print. Chase is offering some of both in their most recent refer-a-friend promo for the Rapid Rewards Visa that you may have signed up for when I offered it in November. Beware: you might not get the miles you expect for signing up your friends if Chase also offers you a referral bonus.

I received an offer in the mail last week offering me 5,000 miles for every person that I refer through June 30th. However, there is a lot of disturbing fine print so I called Chase today to confirm the details of the offer. What I found out was really disturbing and Chase may not honor the referral deal as clearly published. So, if you choose to participate in this program, it’s best to be fully aware of how it might bite you.

Changing Promotions

Chase can change the terms of the promotion at any time. So, although I received a refer-a-friend offer in the mail for up to 10 friends–and they even included 10 tear-off referral cards to share–my promotion was silently cut back! What did Chase do? They pared back the promotion to only allowing 6 referrals instead of 10, and this was done with no prior notification. I would never have known unless I called Chase and they told me that they did this. I would have done the work of selling 4 friends and readers on their card (which, to be clear, is actually a good deal) for no compensation whatsoever.

Calendar Year Can Clobber Your Points

Making matters worse, Chase only awards 50,000 referral points per calendar year. I completed 10 referrals in November and December. However, the points haven’t been credited to my account yet, and won’t be credited until sometime in 2016. Chase measures “calendar year” based on when they credit the points to your account, not based on when the referral was completed. So, if I participate in any referral programs in 2016 at all, I’ll be helping Chase sell credit cards, but I won’t actually get the referral bonus for doing so. If I hadn’t asked, I would have done a lot of work for nothing.

Calling Out Chase

Most travel bloggers won’t ever call out a bank for doing something wrong or questionable. After all, Chase pays good money for referrals, which is why most travel blogs are always going on and on about the Sapphire Preferred card (which, to be honest, just isn’t all that good). I’m not afraid to call out Chase, though–they’ve never paid me a dime. The refer-a-friend program is rife with exclusions and “gotcha” clauses and there’s simply no excuse for it. If Chase takes the referral, they should cough up the miles without any weaseling. After all, referring friends and readers doesn’t stop with them signing up for the card. It’s a lot of work! People come to me about any problems they have with the card, or any questions they have about the Rapid Rewards program in general.

What’s Next?

I still think that the Rapid Rewards Visa offer with 50,000 bonus points is a good deal (vs. their normal 25,000 bonus point offer, which isn’t good). However, the refer-a-friend program just isn’t credible. It’s just too rife with conditions, exclusions, and last-minute changes. If you’re going to participate, I recommend you call Chase every time to confirm the details before you make a referral. And given the amount of time this requires, you might prefer to avoid the program altogether.

Save Money, Drive Instead: LAX Flyaway Fares To Increase 1/1/16

One of the biggest criticisms of the Los Angeles area is that public transportation is fairly poor. Although the LA Metro goes to the airport, it requires several transfers and more than an hour to get to the more central parts of the Los Angeles area.

A few years ago, LAX Airport began to plug the gap with its own buses called LAX Flyaway. The buses leave LAX and go to relatively central parts of the Los Angeles area. Initially, you could travel to Union Station downtown (with easy Red Line connections to the most popular tourist areas) but you can now travel directly to Hollywood, to Westwood (near UCLA), Long Beach, Van Nuys and more. These buses are a fairly convenient and relatively inexpensive option if you’re going to anywhere near where they stop.

LAX Flyaway station map

Newly expanded LAX Flyaway service

Unfortunately, since the launch, the cost of the LAX Flyaway has gradually crept up and it’s going up again on the 1st to $9 per passenger, per ride. At this point, it’s worth rethinking whether to use the Flyaway service for shorter trips. Parking in the LAX area is extremely competitive and costs as little as $3.75 per day at some lots. You can even get free street parking for short trips in some locations, if you take advantage of free hotel shuttles nearby. At a cost of $72 for a family of 4 (plus the cost of transit to and from the bus stop), driving to the airport and parking for a week costs about the same as using the LAX Flyaway. However, it’s a lot less hassle. For shorter trips, you can save money by driving instead.

I like the LAX Flyaway service, but the cost has crossed the threshold where I can really recommend it, unless you’re taking a long trip by yourself and you are within easy walking or subway distance of a bus stop. Door-to-door shuttle anywhere in the Los Angeles area costs just $21 each way with Shuttle2LAX, so you don’t have to schlep your luggage on the subway. From many parts of the Los Angeles area, using Lyft or Uber costs only slightly more.

So, hop in your car. Clog up the roads. Spew out some smog. It’s one of those “only in LA” things, but driving–believe it or not–can actually be cheaper than the bus.

Cheap Spirit Intro Fares: Should You Bite?

Spirit Airlines has some new routes to and from LA, and they’re advertising very low introductory fares starting as low as $34.10 each way (for flights to and from Portland). These are exceptionally low fares, some of the lowest I have ever seen on these routes. Given the savings, should you bite?

Spirit ad for LA flights

The headline fare is low, but there’s a catch!

Maybe not. There aren’t many airlines that are on my “no fly list,” but Spirit and Ryanair both qualify. Why? The customer experience is more like navigating a minefield rather than buying tickets. Apart from charging for checked bags, they also charge for carry-on bags, printing your boarding pass, and even booking online. But wait, there’s more. Once you’re finally on board (and after paying more in add-on fees than you expected), Spirit has the most uncomfortable seats in the skies. There is a mere 28″ of space in between the narrow 17″ seats. Seats on Spirit don’t even recline! And unlike every other airline, not even a glass of water is free. You’ll have to buy a drink and pay $3. So, by the time you get done, you might not be saving a lot of money.

There is also the question of irregular operations. If you’re flying with a mainstream airline (in the US, this means most carriers apart from Southwest, Spirit, Allegiant and Frontier), these airlines have agreements to get you where you’re going even if another seat isn’t available on the carrier you booked. So, for example, if you’re on the last United flight of the day from Seattle to Las Vegas and the plane has a mechanical issue, they could instead (pending availability) rebook you on a later Alaska or Delta flight to get you where you’re going. Spirit will never rebook you on any flight that isn’t their own. They have a reputation for taking liberties with the definition of “weather” in order to avoid paying for hotels if they strand you somewhere (if they can blame weather, they don’t have to pay). And Spirit has far more limited numbers of flights, so it could be several days before they can get you where you’re going. This isn’t a problem with a larger carrier. Even Southwest, which also won’t rebook you on other airlines, at least has such a large and extensive route network that there’s usually a way to get you where you’re going in a reasonable time frame.

Southwest usually has enough flights to bail you out of a jam

Southwest usually has enough alternatives to bail you out of a jam

Is Spirit worth it? I would maybe consider them for one-way, optional journeys from my home city where I don’t need to carry luggage and I can buy the ticket at the airport and check in online. This avoids Spirit’s extra “gotcha” fees. And if something goes wrong, I could just cancel the trip and ask for a refund (which Spirit will grudgingly provide in the event of irregular operations). If I’m only using them from my originating city, I won’t have to worry about getting stranded in a place where hotel room costs erase any savings. However, also note I’m 5’7″ tall and weigh 140 pounds. Narrow seats that are spaced close together don’t bother me that much. If I end up in Seat 31B, so be it. If you’re big and/or tall, it’s another question entirely. You’ll likely end up paying for priority seating to avoid the crunch in the back, erasing even more of the savings.

How Free Travel Might Have Landed Me On A TSA Watch List

As a frequent traveler and a member of the Global Entry program, I had gotten used to being able to get through borders and checkpoints quickly. When you’re a trusted traveler, long lines and intrusive questioning more or less go away. And this makes sense. In order to get a Global Entry pass, you have to give up a great deal of personal information to the government and pass an extensive background check. Just a lack of criminal history isn’t enough. While the Global Entry program selection criteria are secret, it’s widely believed that applicants are checked against a variety of law enforcement and terrorism databases. This information is combined with information about your known associates, employment, residence, travel patterns, and income in order to determine your level of risk.

Somehow, I was approved. I mean, there’s no reason why I shouldn’t be approved, but I do travel to some pretty unusual places. French Guyana (home of the European Space Agency’s launch site, one of the most incredible places I’ve ever visited). Suriname (reached by crossing a pirahna-infested river in a leaky dugout canoe). Even Palau. Combined with this, I’m pretty politically outspoken, and have even run for public office as an independent candidate. But none of this came up in the Global Entry interview. They just made sure my birth date was correct, verified my (lack of) criminal history, and took my fingerprints.

Fast forward a couple of years. The TSA implemented PreCheck, which–when combined with my Global Entry number–consistently got me expedited screening. I was able to get through airports quickly with a minimum of hassles until one day, I couldn’t anymore. I had been flagged, and was apparently added to a watch list. My days of easily crossing borders had come to an end. My crime? The government won’t say, but given the timing of the action, a dodgy-looking itinerary to Turkey is the likely culprit.

lax-ewr-lhr-lgw-saw map

This may have been the itinerary that got me in trouble with the TSA

So, as red flags go, I think this itinerary would probably throw up about as many as possible. First of all, it was a one-way ticket. Second of all, it was actually two separate ticket numbers and multiple PNRs. I mean, this looks shady as hell. Why would someone take a flight that looks like an ordinary flight to London Heathrow, then book a flight a few hours later from London Gatwick to a secondary airport in Istanbul (which has connecting flights onward to all sorts of not-so-nice places in the Middle East), unless he was up to something?

Well, I was up to something. I was using frequent flier miles, and this is the sort of itinerary you end up with if you actually want to use your miles to go somewhere in Europe. You end up finding availability to secondary airports on inconvenient itineraries. My real destination was Zagreb, where my company has an office, but there wasn’t any availability to there. So I flew to the cheapest place from which I could get to Zagreb. I booked my onward itinerary to Zagreb as a round-trip ticket from Istanbul and threw away the return portion (because a round-trip ticket was cheaper than a one-way ticket). And then my return ticket from Zagreb was also booked on points–via London with an overnight, on an itinerary that I changed less than 2 weeks in advance due to an airline schedule change.

IST-ZAG-LHR-LAX map

Istanbul-Zagreb, roundtrip ticket, throwaway return portion. Continuing on AAdvantage itinerary with overnight in London.

OK. Got all that? I’m really not surprised that the government didn’t either. Now, it wouldn’t have actually been hard for them to contact me to find out what’s up. After all, as part of my Global Entry enrollment, they have my home address, mailing address, employment address, email address, phone number, and fingerprints. Honestly, I’m not hard to find. And I have to wonder how many openly gay CEOs of online dating companies ought to be considered a more likely ISIS recruit than a likely target of an ISIS kidnapping and beheading! I was certainly paying close attention to my personal security in Istanbul, and didn’t take risks I normally would. Nevertheless, the Department of Homeland Security didn’t bother calling me to make sure I was safe in Istanbul, or offer me any assistance (as the Japanese embassy did to all Japanese citizens in the Middle East after Japanese journalist Kenji Goto was kidnapped). Instead, I was flagged as an imminent security risk to commercial aviation and apparently (although they won’t confirm or deny this) ended up on a watch list.

The TSA has two lists, neither of which are good to be on. The first and most carefully vetted list, with the smallest number of people, is the “no fly list.” Being on this list means you’re not allowed on board any flight to, from or through the United States (including flights that pass through US airspace). And if you’re on this list, you probably belong on it. According to documents leaked to the press and the ACLU in 2013, the criteria for being on this list are criteria I can fully get behind. The government needs to not only be pretty sure that you’re a suspected terrorist, but also that you’re what they consider “operationally capable” of committing a violent act of terrorism. So, it’s not enough just to be a suspected terrorist. You have to be in the actual process of doing bad terrorist stuff, having taken tangible steps toward committing an act of violent terrorism. And for this purpose, “terrorism” isn’t the all-expansive, politically motivated definition of essentially any opposition to the Obama Administration and its wrong-headed policies, but the real deal: actual violent stuff, really and truly bad guys. There are a couple of other categories of people who end up on the no-fly list, including former Guantanamo Bay detainees and known insurgents fighting US troops abroad. Basically, the No Fly List is full of really bad people. Nevertheless, if you’re a US citizen and you end up on the no fly list, the TSA can still issue a waiver on a case-by-case basis and allow you to fly (this seems to be intended to allow US citizens placed on the list to return home from abroad). In short, people on the No Fly List aren’t people I would want to be on the same plane with, and it’s not easy to end up on this list.

ssss boarding pass

Selectee boarding pass

And then there is the list I apparently ended up on. This list is called the “selectee list.” These are people (like me) who are still allowed to fly, but are subject to additional security screening. You can also run into trouble at the border, and extra questioning and searches. Or, as is more often the case, you’re someone who is misidentified with a person on the list. You can end up on this list for a very large number of reasons, and the ACLU has sued the government repeatedly in an effort to reduce the number of innocent people ensnared and provide citizens with more effective redress procedures. One of the ways that you can reportedly end up on this list (there are an expansively large number of ways this can happen) is by making travel movements to known terrorist hotbeds for which no legitimate explanation for the travel exists. On the surface, this probably makes sense. And objectively, my travel to Turkey probably looked pretty shady absent any context. However, it’s an open question what efforts the government makes to obtain any actual explanations for suspicious activity. In my case, one phone call to me–or even an email to the UK Border Force, who asked me about my unusual itinerary in detail at Heathrow–would likely have cleared everything up.

bag tag with SSSS

Selectees’ bags receive a special tag marked SSSS

What happens when you are on the selectee list? Even if you have Global Entry, you can no longer check in online. You have to check in at the airport counter, which really sucks if you’re flying an airline (such as Southwest) that doesn’t allow reserving seats in advance. I am usually stuck in Seat 31B anyway, but I’m virtually guaranteed this now. Your boarding passes are flagged with SSSS, and you need to obtain a stamp from the TSA after you are screened and prior to being allowed to board (TSA agents will also often meet you at the gate and retrieve your boarding pass). The TSA doesn’t always remember this, so you might miss your flight if you discover that your boarding pass hasn’t been stamped. Your bags are also tagged with SSSS and receive extra scrutiny, so if you check bags, be sure to allow extra time in advance. Otherwise they might not make the flight you’re on.

When you present yourself at the security checkpoint, you are assigned a TSA escort who stays with you until the checkpoint. This can actually be a good thing–if the TSA is short-staffed (like they usually are at LAX) and can’t waste a half-hour waiting in line with you, they’ll just cut the line with you and escort you to the front. You will receive the same type of screening as if you refuse to walk through the body scanner or have forgotten your ID. This means aggressively being frisked all over your body, having your genitals and (if female) breasts groped, and having to undo your pants so the security officer can feel all the way around. All of your electronics have to be powered on, so be sure you have a full charge on everything. Everything you have will be scanned for explosive residue, so hopefully you aren’t an Army ranger, the owner of a fireworks stand, or a pyrotechnician. All of your bags will be gone through manually in addition to being X-rayed. While the TSA might look the other way on liquids or gels for most people, every rule will apply to you to the letter. The whole process takes an extra 10 minutes or so at the checkpoint versus a normal screening, unless the TSA finds anything not to their liking and decides to question you further. This could take even longer. And although you’re allowed to proceed on your own to the gate, you’re often required to board last. So, in addition to being stuck in a middle seat, you’re virtually guaranteed no space in the overhead bin. TSA agents will double-check your boarding pass for their magic stamp before you’re allowed on board. All told, it takes the fully dedicated resources of about 10 people to get you on a plane each time you fly–your tax dollars at work. Thanks, Obama!

There is a redress procedure, which I filed. I provided a detailed explanation about myself and my travel that explains everything that might look unusual without understanding the context. Today, I received a letter which said, in effect, that the TSA will neither confirm nor deny whether I was (or am) on a list, but it provides a redress number I can use the next time I fly to ensure that I am correctly identified. So, we’ll see what happens on my next flight. Hopefully, sanity will prevail. In the meantime, if you end up on a watch list, you can at least know what to expect and plan accordingly. And given this experience, I am only strengthened in my resolve to follow the lead of Tim Cook and Apple at Cuddli when it comes to digital privacy issues.

Top 5 Taxi Scams In Mumbai

Ah, taxi scams. You’ll encounter them all over the world. However, even though I’m pretty accustomed to taxi scams during my travels, Mumbai pretty much takes the cake. Nowhere else in my travels have I encountered more shamelessly avaricious drivers. It’s a jungle out there, folks, so be careful!

By Ask27 (Own work) [CC BY-SA 3.0 (http://creativecommons.org/licenses/by-sa/3.0)], via Wikimedia Commons

Mumbai taxis are really cute, but the bill might make your blood boil

Top 5 Mumbai Taxi Scams

1. Modified Meter: You get in the taxi. It has a meter. The meter even starts at the normal fare. But then, not too long after that, it starts running really fast–insanely fast. Don’t stay in the cab. You won’t win an argument about the bill. Insist that driver immediately stop, get out of the cab and take another one. In 3 days in Mumbai, I have been stung by this three times. Also applies to Tuk-Tuks with meters! It’s a huge red flag if the driver wants to wait wherever you’re going and then drive you back. This is so you don’t notice that you overpaid (it’ll be the same both directions), and of course, to rip you off both coming and going.

2. “Broken” Meter: You get in the taxi, and the driver claims the meter is broken but he’ll take you to wherever you’re going for a low flat fee. No problem. Of course, the fee is 2-3 times what it should actually cost.

3. The Drive-Off: The driver guns it and pulls away before all your stuff is out of the cab. This happened to me last night. Fortunately I had the guy’s license plate number snapped on my camera phone (and backed up to the cloud). Also, one of the items stolen was my phone. I went directly to the police, they tracked him down almost instantly, and they were able to get all my stuff back. The driver claimed he didn’t know I hadn’t gotten everything back, and it was all just a big misunderstanding. The police had to let him go because they couldn’t prove he intended to steal my stuff, but I am told by locals this isn’t uncommon.

4. Lost In Translation: The driver will claim he knows where you are going, and then drive you an entirely different place nowhere near where you’re actually going. This is particularly common with hotels and restaurants, where they will drive you to the one that pays them a commission. If you insist to go to the correct place the driver will eventually take you there, but will also charge you for the unnecessary detour. Expect a hard sell for the other property first.

5. “No Change.” Drivers get paid all day in small bills, but usually claim to have no change. If you say “well, I guess I can’t pay then, you will need to call the police” change magically appears, but not necessarily before the driver erupts in a tirade.

Should you let Mumbai’s taxi scams get you down? Keep things in perspective. I was egregiously ripped off today–charged triple the normal rate. In ill-gotten gains, the driver netted… $3. Obviously, he needed it more than I did.

What scams have you encountered when traveling abroad? Comment below!

 

Seat 31B Is Being SSSSed!

On the last two flights I have taken, operated by two different airlines, I have been selected for additional security screening with the dreaded SSSS on my boarding pass:

You really don't want a boarding pass with this designation

You really don’t want a boarding pass with this designation

What does this mean? Possibly nothing. Sometimes people are randomly selected for additional screening. Lightning could have struck twice. On the other hand, it’s possible that my frequent and unusual travel patterns (at least, unusual for anyone who isn’t a travel blogger) have aroused the suspicion of the TSA. Or maybe it’s the destinations I’m visiting. After all, my last two trips have been to Turkey and Dubai. I did enter my Global Entry number both times, but was still selected for additional screening.

What is involved in additional screening? More time and hassle. You don’t get access to PreCheck or any expedited screening. What’s more, the TSA takes you aside after your regular screening, goes through your bag manually, and takes several test strips to run through a machine. You’re also required to undergo a thorough manual pat-down (the same one that they give you if you refuse to be screened by the machine). Eventually, they will stamp your boarding pass and you’re allowed along your way.

In case you slip through, your airline double-checks for the TSA stamp on your boarding pass to ensure that you have gotten the additional screening. And if you’re traveling *into* the United States, it’s even more hassle. You’re separated from the rest of the passengers at the gate, everything you have is manually searched, you’re manually patted down (and your shoes double-checked), and you’re finally let on the plane. At least you get early boarding as a bonus, though; this is done to ensure you don’t mix with anyone else in the terminal.

The TSA has a redress program. Shortly after 9/11, I was constantly getting flagged with SSSS. I have a very common name, and apparently one of the thousands of people who share my name is on some sort of watch list. I participated in the redress program before, and the problems magically stopped. So, I’m not sure whether this is a recurrence of the previous issue, or something else. I have submitted an inquiry with the TSA, and hopefully the issue will be resolved soon.

Update: I’m definitely “on the list.” I suspect this happened because I traveled to Turkey via a circuitous route–the sort of route that would only be taken by either a shady character or someone trying to use frequent flier miles. It’s not unusual for me to be questioned by border agents about my unusual travel patterns (which are either a result of crazy routes I have to take in order to fly on points, or routes I’m flying because of mistake fares), but it’s definitely the first time I’ve apparently been put on a watch list as a result of this!

How American Airlines Is Stranding Me Overnight In London (At My Expense)

One of the best deals going in economy class award redemptions is between North American and Europe with the American Airlines Aadvantage program. You can redeem awards for only 20,000 miles each way when you fly off-peak and all you have to pay is the actual taxes for your flight. Better yet, this phenomenal bargain is available when departing Europe, unlike on Delta where you have to pay a fuel surcharge ex-Europe. However, this comes with a catch: it’s really hard to find transatlantic award availability on American Airlines, even in economy class. British Airways has plenty of availability, and you can redeem your miles for flights with them, but you have to pay a ridiculous fuel surcharge which costs nearly as much as just buying a ticket would. So, I was excited to find an itinerary that would work to return me from Zagreb, Croatia to Los Angeles.The first segment was on British Airways to London, and then the onward segment left two hours later on American Airlines via Chicago. I paid a total of about $80 in cash and 20,000 miles. Life was good.

zag-lhr-ord-lax map

My original itinerary would get me to LA in one day.

Last week, I received a call from American Airlines from a very fast-talking agent. She rushed through my itinerary and then asked for my credit card number. Wait, what? I had already paid. “There’s extra tax,” she said. Whoa, wait a minute. “I feel like we’re starting in the middle of a conversation I missed the first part of. Can you explain to me why you called, starting from the beginning?” I said. More rushed explanation, the upshot of which was that I was being asked for nearly $300 additional, and finally, “If you don’t want to pay the extra and you want to get back on the same day, I can’t do anything. Would you like to speak to a supervisor?”

Yes, I did want to speak to a supervisor. The supervisor was much more experienced and personable on the phone, and for the first time, I spoke with someone who could actually explain the true reason for the call. British Airways changed the schedule of my outbound flight from Zagreb to London, and they only had one flight a day. This would get me into London too late for me to have any option to return to Los Angeles on the same day. And there weren’t any options to connect through another city. So I had a choice: I could either be stranded in New York or in London overnight at my own expense. Or, I could have my miles refunded and figure out another way to get home. Which bad option would I prefer?

I’d prefer neither, actually. Figuring there might be something wrong with the information I was being given, I got in touch with the excellent American Airlines customer support team on Twitter. They confirmed that I actually didn’t have any other options, and American Airlines really did plan to just strand me overnight due to a schedule change. Mind you, there is a British Airways flight that would get me back the same day, and British Airways created the problem by changing their schedule, but being accommodated on the British Airways flight wasn’t an option unless I paid their fuel surcharge.

My new, horrible itinerary

My new, horrible itinerary

I ultimately opted to be stuck in London overnight. It’ll be cheaper than being stuck in New York and with a better chance of avoiding East Coast winter weather delays at the airport. Granted, I’m redeeming miles for the ticket. I don’t have any status whatsoever. And American Airlines is pretty much unaware that I’m the author of Seat 31B, so I believe they treated me no differently than they would treat you or anyone else. Still, this drives home a valuable lesson: Airlines can change their schedule whenever they want, strand you overnight in a connecting city, and dump the problem on you. Plan accordingly.

How I Got A Parking Ticket In Zagreb

It’s really easy to run afoul of parking regulations in Europe. This is especially true in Zagreb, where signage for paid parking isn’t always clear and parking meters can be a block or more away from where you actually parked. So, I was annoyed but not particularly surprised to see a parking ticket sitting on my windshield after parking outside a friend’s apartment overnight.

Zagreb parking ticket image

An unwelcome decorative item on my windshield

Zagreb, however, is unusually fair about how parking tickets work. Basically they bill you the full charge for parking in the space for a 24-hour day, starting from the time that the ticket is issued. Parking is split up into zones identified by color. This parking ticket was for a yellow zone, for which the 24-hour charge was about $10. Displaying the ticket on my dashboard entitled me to park in any other yellow zone space in the city until the expiration date. So, this actually didn’t end up costing me any more than just paying normally for parking would have, because I needed to park overnight in the same space again anyway. However, it’s painfully expensive if you didn’t plan to park all day.

The main problem was figuring out how to actually pay for the ticket. The information in English on the back of the ticket isn’t very helpful; it just says that you have to pay within 6 days or it’ll go to collections. And my Croatian employees don’t drive, so they had no idea how to deal with the problem. However, one of my Croatian friends does drive, and told me that I could just pay the ticket at, among a long list of other places, the post office.

My Croatian friend tried to convince me very hard not to pay the parking ticket. “Your car is from Budapest? They’ll never track you down,” he said. I wasn’t so sure, and didn’t want to risk not paying the parking ticket. I really don’t recommend that you risk avoiding traffic fines in Europe either. Generally speaking, the parking authorities will just send the fine–with hefty late payment charges tacked on–to your car rental company. They will pay the ticket on your behalf, tack on their own fines and handling fees, and bill your credit card “for your convenience.” There is no disputing or getting out of any of these charges, because you explicitly agree to them in the rental contract and generally initial a separate provision acknowledging that you understand this. Actually, I have personal experience with this. I was tracked all the way across the Pacific Ocean from Australia a year later after receiving a parking ticket in error, and had to argue the fine vehemently with Sydney parking authorities before it was finally rescinded (in this case, I had genuinely been ticketed in error and could provide proof that I was authorized to park in the space).

Fortunately the Croatian post office is pretty good and they have locations all over the city, including one within easy walking distance of my friend’s apartment. They are friendly, efficient and speak English. 65 kuna and 5 minutes later (including the fee for making the payment), and I was on my way with a payment receipt.

If you ever get a parking ticket in Zagreb, I hope this is useful! It’s best not to get one in the first place, though. Always double check whether you’re in a paid parking space. Very few spaces on the street are free, and you might have to hunt around for a parking meter to pay. They don’t take credit cards, and generally only take Croatian coins, so be sure that you carry plenty of change in the car. And, of course, don’t drive if you can avoid it. The hassle and expense are rarely worth it.

Avoiding Rental Contract Tricks Abroad

Renting a car outside the United States can be a lot different than renting one within it. There are plenty of pitfalls that can trip you up and cost you extra. I just rented a car from a small, local company in Budapest and there were even more traps than usual. So, although the last thing that you may want to do after a long international flight is sit down and read the tiny print of a rental contract, it pays to go through it.

First, when you rent a car abroad, all of the normal stuff that you need to watch out for in the US applies. Be sure that you inspect the car for damage before you get in and drive off. Don’t believe anything the rental agent says about the damage not mattering–be sure that it’s carefully noted on the rental form. Also don’t be afraid to take a quick photo of the agent with the car, especially if there is visible damage. This will go a long way towards ensuring there are not arguments later.

Other things to watch out for are insurance scams and additional driver charges. Unless you rent with a rate that includes multiple drivers, you will probably have to pay extra for each driver. And then there’s insurance. It works differently abroad. In the European Union, Australia and New Zealand, all rental cars include both comprehensive and liability insurance. However, there is typically a 10% deductible and also an “excess,” which is an amount that you have to pay before any coverage kicks in. Many credit cards include insurance that will entirely cover any damages to the rental car, so you don’t need this coverage. However, this doesn’t typically stop rental car companies from trying to insinuate that the insurance is required, or that you will have problems using credit card insurance. There definitely can be insurance problems if you use a credit card, but these can be avoided by reviewing the coverage in advance. Note that all bets are off in Israel, Jamaica, Ireland and Northern Ireland where no credit cards offer coverage for rental cars.

However, some charges are out of left field. Have you ever taken a rental car to a car wash? Make sure that the contract doesn’t require it, and that there isn’t a car wash fee. In the contract, there was a 15 euro car wash fee, unless I washed the car myself! Since the car wasn’t actually clean when I rented it, I got the rental company to waive it, but I doubt they would have done so if I hadn’t asked up front. Additionally, there can be a border crossing fee. I needed to cross into Croatia from Hungary, and paid an additional 19 euro charge to do it. However, the vehicle was monitored via GPS, and if I hadn’t paid this, the rental car company would have fined me 150 euro as a penalty–and that charge is per border I crossed. In Europe, countries can be roughly the size of postage stamps, so this can add up in a hurry. Finally, there was an administration fee. If I had run up any tolls, traffic fines, or parking fines, these would all be individually billed with a 50 euro surcharge per item.

Read the fine print when you rent, and avoid nasty surcharges! There are few nice surprises when it comes to renting cars.

One Day Left Before LifeMiles Devalues!

Frequent flier miles are a depreciating currency. Don’t hang onto them and never trust that they will maintain their value. The latest program to devalue is Avianca LifeMiles. You have until midnight (Colombia time) tomorrow to book under the old rates. Pay attention to the time zone so you don’t miss out!

Avianca logoThe new award chart hasn’t been published (and won’t be until the devaluation has already happened) so it’s impossible to know precisely how much the program will be devalued. Accordingly, if you have Avianca LifeMiles, my recommendation is to redeem them now.

One of the most frustrating things about the LifeMiles program is that you can really only book what is offered online, and there are a lot of restrictions. It’s really best to use the program for simple point-to-point itineraries. You can book either one way or roundtrip itineraries. Unfortunately, the LifeMiles search engine is spectacularly stupid. A lot of itineraries fail to show up, even though they are available.

To search for flights, I recommend using the United search engine, which seems to work a lot better, to find an itinerary. Ideally, look for an itinerary involving only one airline. Once you find a workable itinerary on the United page (bearing in mind that only “United Saver” or “Partner” award space will be available when booking with LifeMiles), you can search for the same dates with LifeMiles. The LifeMiles search engine allows you to skip their “SmartSearch” option (which, in my opinion, is the opposite of smart) and select an individual airline. I have tested a few different itineraries and by using this method, have been able to make successful bookings that do not show up either with the “SmartSearch” or “StarAlliance” option.

Good luck, and burn LifeMiles now while you still can. At least Avianca gave advance notice of the devaluation this time. This doesn’t always happen.